Rev. October 2015

FACTSWhat does  Peoples State Bank
DO WITH YOUR PERSONAL INFORMATION?
WHY?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?

The types of personal information we collect and share depend on the product or service you

have with us. This information can include:

 

  • Social Security number and income
  • transaction history and account balances
  • credit history and employment information

 

When you are no longer our customer, we continue to share your information as described in
this notice.

HOW?All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Peoples State Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal informationDoes Peoples Bank share?Can you limit this sharing?

For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YesNo
For our marketing purposes -
to offer our products and services to you
YesNo
For joint marketing with other financial companies YesNo
For our affiliates' everyday business purposes–
information about your transactions and experiences
NoWe don't share
For our affiliates' everyday business purposes – information about your credit worthinessNoWe don't share
For our affiliates to market to youNoWe don't share
For nonaffiliates to market to you NoWe don't share
 
Questions?
Call 800-891-9398 or go to www.peoplesiowa.com
 
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Who we are

Who is providing this notice?

Peoples State Bank

 

What we do

How does Peoples State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Peoples State Bank collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for a loan
  • pay your bills or use your credit or debit card
  • show your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your
    creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Peoples State Bank does not share with our affiliates.
Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Peoples State Bank does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include credit card, mortgage and credit insurance companies.