Certificates of Deposit (CDs) help you to grow your money quickly by limiting your access to the funds over certain periods of time.

Peoples State Bank offers a number of CD options with flexible terms. Like all of our banking products, CDs are FDIC insured.* Contact your local branch to get started.

  • Minimum to Open Account: $1,000
  • Interest: Competitive fixed interest rate** – Current Rates
  • Terms Available: 3 to 60 months
  • Penalty: Yes – for early withdrawal
  • Important Notes: Automatic renewal at maturity with a 10 day grace period to reinvest.


*FDIC insured to the maximum allowed by law.
** The interest rate and annual percentage yield may change after account opening.