Business Value Checking

Peoples State Bank’s Business Value Checking is the right checking solution for larger businesses with high volume activity that want to offset high transaction fees.

Contact your local branch for more information on opening an account today!

  • Minimum to Open: $100
  • Minimum Daily Balance: $0
  • Interest or Earnings Credit: Earnings Credit
  • Monthly Service Fee(2): $10 account maintenance fee
  • Transaction Fees(2): $0.10 per item paid; $0.15 per deposit; $0.05 per deposited item; Returned Item Deposit: $2.50 for re-cleared items; $5 for returned deposit
  • Peoples Business ChekCard:$25 Annual Fee(2)
  • Online Banking: FREE
  • Statement Options: Monthly statement with images; FREE eStatements
  • Statement Cycle: End of the month


(1) We use the average daily balance method to calculate interest on your account. This method applies a daily periodic rate to the average daily balance in the account each day. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
(2) Sales tax applies.
(3) Peoples Business ChekCard available to qualified customers upon separate application. Annual fee assessed Sept. 1st.