Advantage Club Checking

Peoples State Bank’s Advantage Club Checking is for customers 50 and better who are ready to enjoy lots of perks!

Open your account today, or contact your local branch for more information.

  • Minimum to Open Account: $1,000
  • Minimum Daily Balance: $1,000 or a total account relationship(5) balance of $10,000
  • Account Benefits: .10% Bonus APY on CDs; FREE Small Safe Deposit Box; FREE Cashier’s Checks (5 per month); FREE Copies & Faxes; 1 FREE Box of Checks Per Year; $10,000 Ad&D Policy(7)
  • Interest Earned: Yes(2); Tiered Rate Schedule
  • Monthly Service Fee(3): $10; To avoid service fee: Maintain $1,000 average daily balance or $10,000 total account relationship(5) balance
  • Peoples ChekCard(4): FREE
  • ATM Usage: FREE*** unlimited ATM transactions
  • Online Banking: FREE
  • Bill Pay(3): $3.95 per month; FREE with 1 or more Bill Pay transactions per month
  • Statements: Monthly statement with images; FREE eStatement
  • Statement Cycle: End of the month(6)


***ATM transactions at Privileged Status ATMs are surcharge free.
(2) We use the average daily balance method to calculate the interest on your Advantage Club checking account. This method applies a periodic rate to the average daily balance in the account for the period.
(3) Sales tax may apply.
(4) Peoples ChekCard available to qualified customers upon separate application.
(5) The relationship includes personal checking, savings, certificate of deposits, IRAs, current balance on consumer loans and HELOC (credit limit). Excluding residential real estate loans and Check Credit loans.
(6) Statements produced on last business day of the month.
(7) Limited to eligible persons.
Interest rates are subject to change at the bank’s discretion at any time. The annual percentage yield may vary due to the interest rate changes and fees. Click here for current interest rates and annual percentage yields based on designated balance tiers.