Account Rates

Current as of November 1, 2017 

Checking Account Rates

Green Checking

$100 Minimum Opening Deposit
Account Details

Daily Balance Interest Rate Annual Percentage Yield
up to $25,000
$25,000.01 and up
Non-qualifying Base Rate
1.50%
0.15%
0.05%
1.51%
1.51% to 0.15%
0.05%

The interest rate and annual percentage yield may change after account opening. We use the daily balance method to calculate the interest on your Peoples State Bank Green Checking account. This method applies a daily periodic rate to the principal in the account each day. Earn a base rate if qualifications are not met.

Interest Checking

$1,000 Minimum Opening Deposit
Account Details

Daily Balance Interest Rate Annual Percentage Yield
up to $9,999.99
$10,000.00-$24,999.99
$25,000.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00 and up
0.10%
0.10%
0.10%
0.15%
0.15%
0.10%
0.10%
0.10%
0.15%
0.15%

The interest rate and annual percentage yield may change after account opening.We use the average daily balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Advantage Club Checking

$1,000 Minimum Opening Deposit
Account Details

Daily Balance Interest Rate Annual Percentage Yield
up to $9,999.99
$10,000.00-$24,999.99
$25,000.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00 and up
0.10%
0.10%
0.10%
0.15%
0.15%
0.10%
0.10%
0.10%
0.15%
0.15%

The interest rate and annual percentage yield may change after account opening.We use the average daily balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Savings Account Rates

Statement Savings

$25 Minimum Opening Deposit
Account Details

Daily Balance Interest Rate Annual Percentage Yield
Up to$49,999.99
$50,000-$99,999.99
$100,000 and up
0.15%
0.20%
0.25%
0.15%
0.20%
0.25%

The interest rate and annual percentage yield may change after account opening. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

CashBack Savings

$25 Minimum Opening Deposit
Account Details

Daily Balance Interest Rate Annual Percentage Yield
up to $5000.00
$5000.01 and up
1.04%
0.25%
1.04%
1.04% to 0.25%

The interest rate and annual percentage yield may change after account opening. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Junior Savings

$5 Minimum Opening Deposit
Account Details

Daily Balance Interest Rate Annual Percentage Yield
up to $49,999.99
$50,000-$99,999.99
$100,000 and up
0.15%
0.20%
0.25%
0.15%
0.20%
0.25%

The interest rate and annual percentage yield may change after account opening. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Christmas Club Savings

No Minimum Opening Deposit
Account Details

Daily Balance Interest Rate Annual Percentage Yield
up to $49,999.99
$50,000-$99,999.99
$100,000 and up
0.15%
0.20%
0.25%
0.15%
0.20%
0.25%

The interest rate and annual percentage yield may change after account opening. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Premium Money Market

$2,500 Minimum Opening Deposit
Account Details

Daily Balance Interest Rate Annual Percentage Yield
$2,500.00-$9,999.99
$10,000.00-$24,999.99
$25,000.00 and up
0.20%
0.25%
0.30%
0.20%
0.25%
0.30%

The interest rate and annual percentage yield may change after account opening. We use the average daily balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Hi-Yield Money Market

$25,000 Minimum Opening Deposit
Account Details

Daily Balance Interest Rate Annual Percentage Yield
$25,000.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00-$249,999.99
$250,000 and up
0.40%
0.50%
0.65%
0.75%
0.40%
0.50%
0.65%
0.75%

The interest rate and annual percentage yield may change after account opening. We use the average daily balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

CD Rates

$1,000 Minimum Opening Deposit
Account Details

For CD deposits greater than $100,000, contact your local branch for current rates and account terms.

CD Minimum Balance to Obtain APY(c) Interest Rate Annual Percentage Yield (APY)
3 Month CD(a) $1,000.00-$24,999.99
$25,000.00-$49,999.99
$50,000.00-$99,999.99
0.25%
0.30%
0.35%
0.25%
0.30%
0.35%
6 Month CD(a) $1,000.00-$24,999.99
$25,000.00-$49,999.99
$50,000.00-$99,999.99
0.40%
0.45%
0.50%
0.40%
0.45%
0.50%
12 Month CD(a) $1,000.00-$24,999.99
$25,000.00-$49,999.99
$50,000.00-$99,999.99
0.65%
0.70%
0.75%
0.65%
0.70%
0.75%
18 Month CD(a) $1,000.00-$24,999.99
$25,000.00-$49,999.99
$50,000.00-$99,999.99
0.75%
0.80%
0.90%
0.75%
0.80%
0.90%
24 Month CD(a) $1,000.00-$24,999.99
$25,000.00-$49,999.99
$50,000.00-$99,999.99
0.95%
1.00%
1.10%
0.95%
1.00%
1.10%
36 Month CD(a) $1,000.00-$24,999.99
$25,000.00-$49,999.99
$50,000.00-$99,999.99
1.10%
1.25%
1.35%
1.10%
1.26%
1.36%
48 Month CD(a) $1,000.00-$24,999.99
$25,000.00-$49,999.99
$50,000.00-$99,999.99
1.20%
1.35%
1.45%
1.21%
1.36%
1.46%
60 Month CD(a) $1,000.00-$24,999.99
$25,000.00-$49,999.99
$50,000.00-$99,999.99
1.50%
1.65%
1.75%
1.51%
1.66%
1.76%

(a) A penalty may be imposed for early withdrawal.  (c) Daily balance. The amount of the principal in the account each day. Contact a bank representative for complete account details.

CD Specials

$1,000 Minimum Opening Deposit

CD Minimum Balance to Obtain APY(c) Interest Rate Annual Percentage Yield (APY)
7 Month CD(a) $1,000.00-$9,999.99
$10,000.00-$24,999.99
$25,000.00 and up
0.65%
0.75%
1.00%
0.65%
0.75%
1.00%

$10,000 Minimum Opening Deposit

CD Minimum Balance to Obtain APY(c) Interest Rate Annual Percentage Yield (APY)
19 Month CD(a) $10,000.00-$24,999.99
$25,000.00-$49,999.99
$50,000.00-$100,000.00
1.10%
1.25%
1.50%
1.10%
1.26%
1.51%
37 Month CD(a) $10,000.00-$24,999.99
$25,000.00-$49,999.99
$50,000.00-$100,000.00
1.40%
1.50%
1.65%
1.41%
1.51%
1.66%
59 Month CD(a) $10,000.00-$24,999.99
$25,000.00-$49,999.99
$50,000.00-$100,000.00
1.75%
1.90%
2.05%
1.76%
1.91%
2.06%

(a) A penalty may be imposed for early withdrawal. (c) Daily balance. The amount of the principal in the account each day. Contact a bank representative for complete account details.

IRA Rates

$500 Minimum Opening Deposit
Account Details

IRA Minimum Balance to Obtain APY(c) Interest Rate Annual Percentage Yield (APY)
60 Month Variable Rate CD(a)(b) $500 1.75% 1.76%

(a) A penalty may be imposed for early withdrawal. (b) The interest rate and annual percentage yield may change after account opening. (c) Daily balance. The amount of the principal in the account each day.

Rates are subject to change without notice. Fees can reduce earnings. Contact your local branch for more information.
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